Switch to English?

Switching reopens this page. Unsubmitted files, edits and browser processing results will not move to the other domain.

Submitted server tasks remain accessible. Files keep their original deletion deadlines.
Destination website:
Tooldoge
Current tasksContact us
中文/EN

Mortgage Calculator

Commercial, housing-fund and combined loans with independent terms, equal-payment/equal-principal schedules and monthly detail. User-entered fixed rates are estimates, not bank quotes.

Improve this tool
CALCULATE · LOCAL

Mortgage Calculator

Inputs and results stay in this browser without upload or persistence. Editing clears previous results.

Commercial loan

Enter the contractual annual rate. Example rates are illustrative, not current quotes. Interest uses a fixed annual rate / 12, rounded to cents each month, with final principal adjustment. Fees, taxes, prepayments and repricing are excluded; the loan agreement governs actual bills.

Processed content stays in this page’s memory and cannot be recovered after clearing or closing.

About this tool

Commercial, housing-fund and combined loans with independent terms, equal-payment/equal-principal schedules and monthly detail. User-entered fixed rates are estimates, not bank quotes. Inputs and results are neither uploaded nor persisted.

How to use

  1. Choose commercial, housing-fund or combined loans and repayment method, then enter amount, contractual rate and 1–30-year term.
  2. Calculate principal, interest, first/final payments and monthly detail. Combined loans can have different terms.
  3. Copy JSON or download JSON/full CSV. Editing, clearing or leaving clears results.

Frequently asked questions

Does this equal the actual bank bill?

Not necessarily. This is a fixed-rate monthly estimate with interest rounded to cents and final principal adjustment, excluding fees, prepayments and repricing. Examples are not quotes; your loan agreement governs.

More useful tools from the same category.

View similar tools
Online CalculatorCalculate with arithmetic, parentheses and explicit percent rules.RMB Uppercase AmountConvert a CNY amount into Chinese uppercase numerals without implicit rounding.Unit ConverterConvert 26 categories including pace, current, voltage, apparent power, reactive energy and illuminance. Export all results.Hex CalculatorHex Calculator, processed in your browser with copy and download.
COMMUNITY

Discussion & comments

Share your experience and discover more ways to use this tool.

Loading comments…